:root{--navy:#0B3D5F;--teal:#0F766E;--aqua:#EAF4F6;--tint:#F1F8FA;--amber:#FEF3C7;--red:#B91C1C;--ink:#1F2937;--muted:#475569;--border:#D7E3E8;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;overflow-x:clip;font-family:system-ui,"Segoe UI",Helvetica,Arial,sans-serif;font-size:1.05rem;line-height:1.65;color:var(--ink);background:var(--white);padding-bottom:0}
a{color:var(--teal)}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--teal);outline-offset:2px}
.wrap{max-width:1200px;margin:0 auto;padding:0 16px}section{padding:56px 0}section.tint{background:var(--aqua)}section.white{background:var(--white)}
@media(min-width:1024px){section{padding:96px 0}.wrap{padding:0 24px}}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);line-height:1.25}h1{font-size:1.75rem}h2{font-size:1.35rem;text-align:center;margin:0 0 .4rem}h3{font-size:1.15rem}
@media(min-width:1024px){h1{font-size:2.25rem}h2{font-size:1.6rem}}
.sec-sub{text-align:center;color:var(--muted);max-width:640px;margin:0 auto 2rem}.col{max-width:75ch;margin:0 auto}.col p{text-align:left}
.topbar{background:var(--tint);border-bottom:1px solid var(--border);font-size:.9rem;position:sticky;top:0;z-index:60}
.topbar .wrap{display:flex;gap:.5rem;flex-wrap:wrap;justify-content:center;padding-top:6px;padding-bottom:6px}
.chip{display:inline-flex;align-items:center;gap:.35rem;background:#fff;border:1px solid var(--border);border-radius:999px;padding:6px 12px;min-height:36px;white-space:nowrap}
.dot{width:10px;height:10px;border-radius:50%;background:#16A34A;animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
@media(max-width:1023px){.topbar .wrap{flex-wrap:nowrap;overflow-x:auto;justify-content:flex-start;scrollbar-width:none}.topbar .wrap::-webkit-scrollbar{display:none}}
@media(prefers-reduced-motion:reduce){.dot{animation:none}.anim-bg{animation:none!important}.trust-loop{animation:none!important}}
header.site{position:sticky;top:38px;z-index:55;background:#fff;box-shadow:0 2px 10px rgba(11,61,95,.12)}
.nav{display:flex;align-items:center;gap:1rem;padding:10px 16px;max-width:1200px;margin:0 auto}
.logo{display:flex;align-items:center;gap:.5rem;text-decoration:none;color:var(--navy);font-weight:800;font-size:1.05rem}
.logo img{width:150px;height:auto}.mainnav{display:none;gap:1.2rem;margin:0 auto;list-style:none;padding:0}
.mainnav a{text-decoration:none;color:var(--navy);font-weight:600}.callbox{display:none;text-align:right}.callbox a{font-weight:800;color:var(--navy);text-decoration:none;font-size:1.05rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;min-height:48px;padding:12px 22px;border-radius:8px;background:var(--navy);color:#fff!important;text-decoration:none;font-weight:700;border:0;cursor:pointer}
.btn.teal{background:var(--teal)}.btn.red{background:var(--red);animation:pulsebtn 2s infinite}
@keyframes pulsebtn{0%,100%{box-shadow:0 0 0 0 rgba(185,28,28,.45)}50%{box-shadow:0 0 0 8px rgba(185,28,28,0)}}
.btn.full{width:100%}@media(min-width:1024px){.mainnav{display:flex}.callbox{display:block}.navicons{display:none}}
@media(max-width:1023px){.navicons a{display:none}.nav .btn{padding:10px 12px;font-size:.9rem}.logo img{width:130px}}
.megamenu{display:none;position:absolute;left:50%;transform:translateX(-50%);width:min(1200px,96vw);background:#fff;border:1px solid var(--border);border-radius:12px;box-shadow:0 16px 40px rgba(0,0,0,.15);padding:1rem;z-index:70}
.megamenu.open{display:block}.mega{display:grid;grid-template-columns:30% 70%;gap:1rem}.mega input{width:100%;padding:12px;border:1px solid var(--border);border-radius:8px;min-height:44px}
.mobilenav{display:none}.mobilenav.open{display:block;background:#fff;border-top:1px solid var(--border);padding:1rem}
.mobilenav a{display:block;padding:12px 4px;min-height:44px;text-decoration:none;color:var(--navy);font-weight:600}
.hero{position:relative;overflow:hidden;background:linear-gradient(120deg,#0B3D5F,#0F766E 60%,#14919B)}
.hero.red{background:linear-gradient(120deg,#7F1D1D,#B91C1C 60%,#DC2626)}
.anim-bg{position:absolute;inset:0;background:radial-gradient(600px 200px at 20% 30%,rgba(255,255,255,.22),transparent 60%),radial-gradient(500px 180px at 80% 70%,rgba(255,255,255,.16),transparent 60%);animation:flow 14s ease-in-out infinite alternate}
.anim-bg.red{background:radial-gradient(600px 200px at 20% 30%,rgba(255,255,255,.2),transparent 60%),radial-gradient(500px 180px at 80% 70%,rgba(0,0,0,.15),transparent 60%)}
@keyframes flow{from{transform:translateX(-2%)}to{transform:translateX(2%)}}
.hero-in{position:relative;display:grid;gap:1.5rem;padding:56px 0;color:#fff}.hero-in h1{color:#fff}
.hero-in p{max-width:75ch}.hero-in .call-line{font-size:.95rem;opacity:.95}
.hero-img{width:100%;height:auto;border-radius:12px;background:#fff}
@media(min-width:1024px){.hero-in{grid-template-columns:1.1fr .9fr;align-items:center;padding:72px 0}}
.trustband{background:var(--navy);color:#fff;overflow:hidden;padding:14px 0}.trust-loop{display:flex;gap:2.5rem;white-space:nowrap;animation:slide 30s linear infinite}
@keyframes slide{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.trust-loop span{display:inline-flex;align-items:center;gap:.5rem}.trust-loop i{font-style:normal;background:rgba(255,255,255,.15);border-radius:50%;width:34px;height:34px;display:inline-flex;align-items:center;justify-content:center}
.grid3{display:grid;gap:1.25rem}.grid3>*{background:var(--tint);border:1px solid var(--border);border-radius:12px;padding:1.25rem;display:flex;flex-direction:column}
.grid3>* .btn{margin-top:auto}@media(min-width:768px){.grid3{grid-template-columns:repeat(3,1fr)}}
.card-top{height:6px;border-radius:6px;margin:-1.25rem -1.25rem 1rem}.icon-tile{width:52px;height:52px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-size:1.5rem;margin-bottom:.75rem}
.steps{display:grid;gap:1rem}@media(min-width:768px){.steps{grid-template-columns:repeat(3,1fr)}}
.stepnum{width:44px;height:44px;border-radius:50%;color:#fff;display:inline-flex;align-items:center;justify-content:center;font-weight:800}
.band-red{background:var(--red);color:#fff}.band-red h2{color:#fff}.band-red .anim-bg{position:absolute;inset:0}
.band{position:relative;overflow:hidden}.band-in{position:relative}
.faq details{border:1px solid var(--border);border-radius:10px;padding:1rem;margin-bottom:.75rem;background:#fff}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);min-height:44px;display:flex;align-items:center}
.badges{display:grid;gap:1rem}@media(min-width:768px){.badges{grid-template-columns:repeat(3,1fr)}}
.badge{background:#fff;border:1px solid var(--border);border-radius:12px;padding:1rem}
.revslider{display:flex;gap:1rem;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:.5rem}
.rev{flex:0 0 90%;scroll-snap-align:start;background:#fff;border:1px solid var(--border);border-radius:12px;padding:1.25rem}
@media(min-width:768px){.rev{flex-basis:47%}}@media(min-width:1024px){.rev{flex-basis:31%}}
.initials{width:48px;height:48px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;font-weight:800;color:#fff}
.stars{color:#D97706;letter-spacing:2px}.meter{height:14px;background:#E2E8F0;border-radius:999px;overflow:hidden}.meter i{display:block;height:100%;background:var(--teal)}
.pillrow{display:flex;gap:.5rem;overflow-x:auto;padding-bottom:.5rem}.pill{white-space:nowrap;border:1px solid var(--border);border-radius:999px;padding:10px 16px;min-height:44px;text-decoration:none;color:var(--navy);background:#fff}
@media(min-width:1024px){.pillrow.sticky{position:sticky;top:118px;background:#fff;z-index:40;padding-top:.5rem}}
.chips{display:flex;flex-wrap:wrap;gap:.5rem}.zipchip{border:1px solid var(--border);border-radius:999px;padding:8px 14px;min-height:44px;background:#fff}
table.facts{width:100%;border-collapse:collapse}table.facts td,table.facts th{border:1px solid var(--border);padding:10px;text-align:left}
.bento{display:grid;gap:1rem}@media(min-width:768px){.bento{grid-template-columns:repeat(2,1fr)}}
.bento>div{background:#fff;border:1px solid var(--border);border-radius:12px;padding:1.25rem}
.sources{font-size:.95rem;background:var(--tint);border:1px solid var(--border);border-radius:12px;padding:1.25rem}
footer{background:var(--navy);color:#fff;padding:48px 0 90px}footer a{color:#BFDBFE}footer h3{color:#fff}
.footgrid{display:grid;gap:2rem}@media(min-width:1024px){.footgrid{grid-template-columns:1.3fr 1fr 1fr 1fr}}
.stickybar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:80;background:#fff;border-top:1px solid var(--border);padding:8px}
.stickybar .btn{flex:1;border-radius:8px}@media(min-width:1024px){.stickybar{display:none}footer{padding-bottom:48px}}
.checker button{margin:.25rem;padding:12px 16px;min-height:44px;border-radius:999px;border:1px solid var(--border);background:#fff;cursor:pointer}
.checker button.on{background:var(--navy);color:#fff}
.ba{display:grid;gap:1rem}@media(min-width:768px){.ba{grid-template-columns:1fr 1fr}}
.ba img{width:100%;height:auto;border-radius:12px}.ba input[type=range]{width:100%}
.mapbox{background:var(--tint);border:1px solid var(--border);border-radius:12px;padding:1.5rem;text-align:center}
.callout{background:var(--amber);border:1px solid #FDE68A;border-radius:12px;padding:1.25rem}
.skip{position:absolute;left:-9999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:100}

/* California-slice component fixes (on top of locked pilot CSS) */
.hero-in{padding:56px 16px}.hero .wrap.hero-in{padding-left:16px;padding-right:16px}
@media(min-width:1024px){.hero-in{padding:72px 24px}}
.hero p .initials{margin-left:-10px}.hero p .initials:first-of-type{margin-left:0}
.hero .initials{width:36px;height:36px;font-size:.85rem}
.nav{flex-wrap:nowrap}.search-icon{min-width:44px;min-height:44px;border:1px solid var(--border);border-radius:8px;background:#fff;cursor:pointer;font-size:1.1rem}
.nav>.search-icon{margin-left:auto}
@media(max-width:1023px){.nav>.search-icon{display:none}.navicons{display:flex;gap:.25rem;align-items:center}.navicons a{display:inline-flex;min-width:44px;min-height:44px;align-items:center;justify-content:center}.nav .btn.red{white-space:nowrap;padding:10px 10px;font-size:.85rem}.logo img{width:120px}.nav{gap:.5rem;padding:10px 12px}}
@media(min-width:1024px){.navicons{display:none}}
@media(min-width:1024px) and (max-width:1240px){.mainnav{gap:.6rem}.callbox a{font-size:.95rem;white-space:nowrap}.nav{gap:.5rem;padding:10px 12px}.btn{padding:12px 14px}header .btn.red{white-space:nowrap}}
@media(max-width:1023px){.mega{grid-template-columns:1fr}}
.tsep{display:inline-block;width:1px;height:1.2em;background:rgba(255,255,255,.35);margin:0 .25rem;vertical-align:middle}
.citycard,.statecard{background:var(--tint);border:1px solid var(--border);border-radius:12px;padding:1rem;display:block}
.m-state-grid{display:grid;grid-template-columns:1fr 1fr;gap:.75rem}
.mobilenav.open{position:fixed;inset:0;overflow:auto;z-index:90;padding:1rem}
.mobilenav .m-state{width:100%;text-align:left;background:var(--tint);border:1px solid var(--border);border-radius:8px;padding:10px;margin-bottom:.5rem}
.checker-red{background:#FEF2F2;border:1px solid #FECACA;border-radius:12px;padding:1rem;margin-top:1rem}
.rev-dots{display:flex;gap:.5rem;justify-content:center;margin:.75rem 0}.rev-dots button{width:24px;height:24px;border-radius:50%;border:1px solid var(--border);background:#E2E8F0;background-clip:content-box;cursor:pointer;padding:6px}.rev-dots button.on{background:var(--teal)}
.ba-tabs{display:flex;gap:.5rem;justify-content:center;margin-bottom:1rem}.ba-tab{min-height:44px;padding:10px 18px;border-radius:999px;border:1px solid var(--border);background:#fff;cursor:pointer}.ba-tab.on{background:var(--navy);color:#fff}
.ba-compare{position:relative;overflow:hidden;border-radius:12px}.ba-compare figure{margin:0}.ba-after{position:absolute;inset:0;overflow:hidden;background:#fff}.ba-after img{max-width:none}

@media(max-width:480px){.nav{padding:10px 8px;gap:.35rem}.logo img{width:100px}.nav .btn.red{padding:8px 8px;font-size:.8rem;white-space:nowrap}.navicons{gap:.15rem}.search-icon{min-width:40px}}

@media(max-width:400px){.nav{padding:10px 6px}.logo img{width:88px}.nav .btn.red{padding:8px 6px;font-size:.78rem}}